PredMart Fees & Interest Rates
Borrowing
When you borrow USDC against your Polymarket shares, you pay a variable interest rate determined by pool utilization. Higher utilization means higher rates, incentivizing lenders to supply liquidity and borrowers to repay.
Lending
Lenders earn a share of the interest paid by borrowers. The supply APY depends on pool utilization — as more USDC is borrowed, lender yields increase. There are no fees for depositing or withdrawing from the lending pool.
Liquidation
If a borrower's collateral value drops below the required health factor, their position may be liquidated. Liquidators repay part of the debt and receive the borrower's collateral at a discount (liquidation bonus). This mechanism protects lenders and ensures the pool remains solvent.