PredMart Lending Protocol
PredMart is a non-custodial lending protocol for Polymarket prediction market shares. Lend USDC to earn yield from borrower interest payments, or deposit your Polymarket shares as collateral to borrow USDC for leveraged trading.
Supply USDC — Earn Yield
Deposit USDC into PredMart's ERC-4626 lending pool and receive pUSDC vault shares. Your pUSDC automatically accrues interest from borrower payments. Withdraw your USDC plus earned yield at any time. No lock-up periods, no token emissions — real yield from genuine borrowing demand.
- Variable APY based on pool utilization
- Interest accrues continuously (per-second)
- ERC-4626 standard — composable with other DeFi protocols
- 5% reserve factor — 95% of interest goes to lenders
Borrow USDC — Leverage Your Polymarket Positions
Deposit Polymarket outcome shares (ERC-1155 CTF tokens) as collateral and borrow USDC. Use the borrowed USDC to buy more shares on Polymarket, enabling leveraged trading on any prediction market event.
- Dynamic LTV curve — higher prices get better ratios (up to 75%)
- Real-time oracle pricing from Polymarket's order book
- Gasless borrowing via meta-transaction relay
- No prepayment penalties — repay anytime
- Automatic market resolution handling for won/lost outcomes
Risk Management
PredMart uses a sophisticated risk framework to protect lenders: 7-anchor LTV curve, 10% liquidation buffer, real-time WebSocket-driven liquidation engine, depth-gated borrow caps based on orderbook liquidity, and automatic protocol pause during infrastructure failures.
Get Started
Connect your wallet to start lending or borrowing. Read the documentation for detailed guides on every aspect of the protocol.